Your Community's Mutual Aid, Secured by Technology.
The common bond platform channels the strength of trust-based social networks - family, friends, congregants, cooperatives into structured financial value, transforming traditional mutual aid practices into a formal digital ecosystem.
★5000+
Interested Cooperatives
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About our service
- ICBS is a platform that provides the digital infrastructure for communities to manage their collective finances securely. We make it easy to form and manage Common Bond Groups (like families, co-ops, or faith groups) and pool funds into secure, transparent digital wallets.
- With ICBS, your group can create "Shields" another word for collectively pooled funds to:
- Provide Matshediso (Funeral Support): Manage culturally appropriate funeral cover and benefits for your members, underwritten by licensed South African insurers.
- Build Group Savings & Investments: Pool capital for group investment projects, savings clubs, or community ventures. Create Emergency Funds: Provide quick relief to members facing illnesses, accidents, or other crises.
- Enable Collective Buying: Use your group's combined power to purchase goods and services (like groceries or equipment) from local merchants.
- Every transaction is tracked, auditable, and managed by your group's own rules. It's the modern way to practice the age-old tradition of mutual aid
How it works
Seamlessly Digital, Deeply Communal
Onboard with Ease
Set up your community, invite members, and get started instantly with our simple guided onboarding.
Connect & Engage
Share messages, host events, and collaborate effortlessly in secure spaces that strengthen real community bonds.
Trust & Transparency
Manage funds securely with transparent payments, automated contributions, and shared visibility that builds lasting trust.
Grow Together
Gain insights, discover opportunities, and drive collective progress that empowers your community to thrive.
Why Trust this
platform
Key Features
Have access to a community of groups that can help you achieve your goals,
Connect with verified individuals who are part of your community.
Track funds and contributions. See how your group uses funds.
Unlock the Full Potential of Your Community
